Author Archives: tanya luevano

Shopaholic = Shopping Obsession

shopaholic

Shopping obsession, are you a shopaholic?

Let’s face it, we all like to go shopping or at least have a shopping window every time we can. The problem is when go shopping is out of control, then you have a shopping obsession. Here are the main signs that will let you know if you shopping habits are normal or if you have become a shopaholic. Are you ready?

– There’s no more room for more clothes in your closet, but then you demand you don’t have clothes to wear; therefore, you need to go shopping.

– In addition to check on your social medias, another hobby on the internet is to shop clothes and accessories though apps or online stores. Why waiting when you can go shopping on line?

– You are a shopaholic when there’s nothing more exciting than to know that your favorite store has on sale discounts and promotions.

– Another sign is that you ended up with a big debt that you need to borrow money to spend even more on shoes and clothes that you just couldn’t resist.

– A perfect shopping occasion for you is when you’re happy, when you’re sad, when you’re angry, when you have a party, when you just don’t have anything else to do, etc.

– Your email inbox is full of emails from the stores, because obviously, you’re registered on all of them and want to be the first one to know all the details about new collections and latest promotions.

Salomon Juan Marcos Villarreal, as a businessman and president of Grupo Denim, knows that shopping is like doing cardio for women and that to save money is almost an impossible mission for them. “As soon as I see a lot of tickets on a woman’s purse, I know immediately that she’s a shopping fan, for me and the business this is just great because they are happy shopping and we are happy that they do”, said an enthusiastic Salomon Juan Marcos Villarreal.

Financial rule 50-20-30

Financial

Financial rule 50-20-30, a great system

We used to think that a saving habit depends on how much money we earn and this is a very logical thinking: if our salary is too low we’ll probably use it all for the basic needs like food, home, etc. But even if we have extra money, we use it for fun leaving the saving habit aside. Well, one of the most famous financial rules is the one called 50-20-30. This financial rule is very simple: 100% is the money you have, 50% goes to our basic needs, 30% to our personal needs that might not be necessary (gym, dinner out, etc.) and the 20% left goes to the savings account.

This system was created by Elizabeth Warren, a Harvard professor and it is explained in detail on her book “All your worth: the ultimate lifetime money plan (free press)”, co-written with her daughter Amelia Warren.

50% for basic needs

In this case, it will be all needs for living, food, house, car services and invoices. This is the most complicated step, but if we can reduced our expenses to the 50% of our salary we will have most of the job already done.

20% for savings

This is the most painful part (short term), only a few people will like to spend money on something they will enjoy on the future. This category includes a retirement plan; even though the word “retirement” does not mean much when you are 24 years old, you can simply make sure to take advantage of starting sooner and you’ll have greater interests. It will be better if you save your money on a different account from the one that you use on a daily basis.

30% for fun

We all need it, and if you think about it in a good way, this percentage for fun is in fact a huge amount. This is the last step, because it will be very comfortable for you to have a dinner out thinking that all your expenses are covered and that you have also money on your saving account.

Salomon Juan Marcos Villarreal, as a great businessman from Mexico, takes the financial education very seriously and thinks this plan is great. “The only think is that we need to be very careful and capable of knowing the difference between what we want and what we need, this will be the key”, said Salomon Juan Marcos Villarreal, president of Grupo Denim.

 

Millennial will not spend money on these things

Millennial

Millennial will not spend money on these things, 10 to review

As per as the Time, even is the Y and Millennial generation are not supposed to have enough financial education, there are some factors that indicate a prevention to any money adversity in the future.

This attitude is visible by looking how the young people are not willing to spend on the following services, products or entrepreneurships:

  1. – Pay television

It is very common to see homes of young people without a television; this is because they know this is a hook to consume all the marketing.

  1. – Investments

Regardless, young people are recommended to invest on stocks, but the crisis from 2008 caused that they think about the stock exchange as an uncertain scenario.

  1. – Beer

On this specific field, young people have left behind the mass production and looking now for artisanal choices, taking into account the taste, or just to consume something that is independent.

  1. – Cars

As per as the report from Yahoo Finance, the percentage of the people around 16 and 24 years old that have a driver’s license as decreased since 1997. On the other hand, The Atlantic added that adult people between 21 and 34 years old represent just the 27% of the sold vehicles.

  1. – Real Estate

For this generation is almost impossible to cover the cost of having a house of their own, not even a credit to get it; therefore, young people decide to go for a monthly lease.

  1. – Bulk products from membership clubs

This is caused to the lack of having a car, because the purchases from these stores or clubs require a car to transport all the merchandise big volumes.

  1. – Weddings

This is not a rejection of the idea to get married, but to go into that step when they have accomplished job stability and a better financial future.

  1. – Children

As simple as no marriage no kids.

  1. – Medical insurance

They are so confident about their generation, that they don’t foresee health problems in their future.

  1. – All people saying what they should buy

51% of these people, would rather take an advise from an stranger than their family or closest friends before accepting a product or a service.

Salomon Juan Marcos Villarreal, president of Grupo Denim, added that this is all caused by the new area we are living. “We are seeing the industrial area dying and the information area is in the present, millennial people would rather start up a business than ask for a job interview”, said Salomon Juan Marcos Villarreal.

 

Fall trending

Fall

Fall trending that will control your closet

Designers have made clothes to satisfy a character that you would like to perform each day. Would like to be a femme fatale? An opulent air bohemian? A sporty retro girl? Here are some options for you for the next fall trending.

Dark Lady

We all have a dark side. This is a sophisticated and polished look and a sensual outfit because her favorite schedule starts at midnight.

Folk Lover

Eccentric and elegant, she is a boho rich girl, loves printed stamps, textures, patchwork, and is always looking to create her own style. Flashy clothes are usually a topic on her conversations.

Retro Sports Girl

She does not need to be a marathoner to feel attracted to the sporty trending, even though the runners love to have a sport touch on their daily outfits. She is cool, relaxed and have a preference for vintage clothes.

Chic Geek

She is romantic, unconventional and intellectual. This look needs to have an air of sophistication because she loves to use irony in a sentence but more on her outfits.

Beauty Queen

There’s a nostalgic air on this girl for the pastel colors and retro touches. She always looks amazing and she cares for every detail of her look. She is a perfect girly, so beautiful.

Miss Sixties

She prefers shapes and folded hem, this is a flash back from the 70’s fashion, when the future on fashion was the stamp of freedom. This is free spirit woman.

Salomon Juan Marcos Villarreal, president of Grupo Denim, said that this company has already developed the fall season and that flare jeans are back in trending. “We had an all at once fall season where the flare jeans were back on the fashion scenario in different washes. For me, women will always dress in denim no matter the season or new trends”, said Salomon Juan Marcos Villarreal.

Selling cheap

selling

Selling cheap, not always a good solution

When opening a new business, most people look for a way to have a product that could be accessible on the market, a cheapest one; however, selling cheap is not always a good idea or the best business strategy.

It is very common to think that the cheapest the product is you will sell it more, the real thing is that this will make your production cost higher because you will need to sacrifice the price; therefore, your will need to sale per volume in order to get the real cost of the articles and this is not a good long term strategy.

The risk will always be that somebody else gets lower production costs which will kill your business. It is better to sell a product for 100 dollars than 2 for 50 dollars. People will always prefer to save a little money and will buy your product instead of just go and buy the cheapest one.

Another thing is to become your most demanding client; you need to test your product all the time, make improvements to it, and if these work, add those to your offer. Are you willing to use what you’re selling? Is the quality ok? If not, think twice what you’re doing.

Visit your customers; ask them about their needs and their experience with the product or service. No one still believes on the TV commercials, if your product is good they will tell other people and you will have new customers. Recommendation boosts your sales five times more than a printed marketing.

Grupo Denim, a manufacturing company from Mexico, is a leader on the Mexican market because they sell a lot of denim jeans domestically and abroad, most of the domestic companies think that their prices are really high because they invoice in us dollars and not in Mexican pesos. “We have never been cheap, our prices include the whole service and our quality is guaranteed, this has always been our seal, quality and a great customer service team”, said Salomon Juan Marcos Villarreal, its president.

Fired? What to do next?

Fired

Fired? What to do next after this situation?

Facing the actual economic scenario, companies are making decisions to restructure, which sometimes means to cut their employees. But do you need to do if you get fired?

To lose a job is similar to face a loved lost; there are some stages to go thru, like denial, anger until to get to accept the fact; but, meanwhile you find a new job here are some tips that might help to go thru this process and how to face it.

Manage your emotions

When there are hard situations it is a bunch of emotions going around inside ourselves; therefore, it is not convenient for you to close the doors, and we are not trying to say to hide your sadness or your anger, but negative actions will result into negative consequences.

Do not judge yourself

It is important to take this situation with philosophy, you can also ask for old bosses about how you develop your skills and which your opportunity areas are.

Don’t be alone

Nobody wants to be in this situation, only you can make the decision to get over it and to go on, look for your family support and start looking for a new job leaving behind all the negative feelings.

Be visible

Update your resume and get registered on the main job markets since these are well connected with companies that are looking for new talented people.

Be ready for your next interview

Leave aside your negative feelings and focus on being professional, don’t talk negative comments about the company that you got fired from because this will not be correct for your image.

Salomon Juan Marcos Villarreal, president of Grupo Denim also explained that sometimes companies need to cut the employees because of the lack of production. “We have faced sometimes this situations, good employees get fired not because they did a bad job but because of the production decrease, in this case we always try to contact them as soon as the production scenario gets better, sometimes they are still available, sometimes they don’t but we need to keep on dealing with this for the other employees benefit”, said Salomon Juan Marcos Villarreal.

Salary, needs to last 15 days

Salary

Salary, needs to last 15 days, but how?

Money, we are always waiting for it week after week. Yes, that sensation of receiving your payment after two weeks of hard work, but, what happens when your salary arrives?

Do you go to the hottest store to expend it all and just leave the necessary money to survive? Do you save your payment and wait for your moneybox to get fat until the end of the year?

Here are some things that you should stop believing about your salary in order to save money:

  1. It doesn’t need to last 15 days: It is amazing to know that in average, it only lasts 13 days! And we are talking about the most managed people!! So let’s make it clear, it is called semi-monthly paid because it needs to last 15 days.
  2. – If you concentrate, you can advance time!: Unfortunately, we have not developed the capacity to do this yet and to make money fall directly to our hands; therefore, the only thing left is to be a little more managed.
  3. Credit card is my best friend: Actually, this is the villain of your life, unless it can be used to pay your debts, your credit card might end your income. That money we take from the bank is more expensive and it ends up into a big problem and your salary won’t be enough to solve the situation.
  4. Pay day, the happiest day ever: OK, receiving our salary feels really good but it also feels incredible to save money to buy a complete new closet!
  5. It needs to cover every expense: It is not because we fall into conformism, but our salary will never be enough. We are women, and we like to expend money; therefore, we need to learn the capacity to control that impulse to have the latest clothes of the season.

Salomon Juan Marcos Villarreal, as a businessman, thinks that the best way to save money is to plan our personal financials. “We need to put some order and make a budget, in order to know how much money can we expend and how much go to the saving account”, said Salomon Juan Marcos Villarreal, president of Grupo denim.

Shirtdress outfit

Shirtdress

Shirtdress outfit, perfect for this season

A shirtdress is just that, a very long dress that is most considered a dress. It looks exactly like a shirt with buttons all the way down. You can either but this outfit from a store or you can create your outfit by taking maybe your big brother favorite’s shirt.

This outfit is perfect to wear during the spring and summer season to look casual and very simple, so simple that it will looks as if you just get out of bed and forgot to put on your pants.

On the other hand, you can also dress this outfit styled right and you will look very fashionable, chic and cool.

Here are 15 looks for you to choose:

  1. – Denim shirtdress with a hat and sneakers.
  2. – Chambray dress and add a leather jacket.
  3. – Squares printed and slip on sneakers.
  4. – Plain design and combat boots.
  5. – If you don’t like to show off your legs, wear the shirtdress over a pair of denim jeans, just don’t forget to add heels to complete de look.
  6. – Mix prints, the secret is to combine colors.
  7. – Use a scarf instead of a belt.
  8. – Or use a regular belt to define your waist.
  9. – Accessories are the key, a beauty scarf, a printed bag and a cute hat will make you look very chic.
  10. – Striped shirtdress combined with tennis shoes and a denim jacket will make you look very casual.
  11. – Put on a sweater if the weather is kind of cold, and the shirtdress will almost look like a skirt.
  12. – Ankle booties or low heeled will give a chic glamour look.
  13. – Crop top and long boots, contrast colors will make the look.
  14. – Gladiator sandals are also in trend, these will look unexpected with your shirtdress.
  15. – Add a blazer and you will look professional.

Salomon Juan Marcos Villarreal, president of Grupo Denim, talked about this new outfit: “Denim shirtdresses are much demanded, but it does not surprise me at all, women are always reinvented all kind of outfits”, said Salomon Juan Marcos Villarreal.

Culottes Jeans

 Culottes jeansCulottes jeans: stylish guide

Culottes jeans arrived in a strong way to the international runways a couple of years ago, but we have just started to seen these on our favorite celebrities just a year ago. Step by step, this jean opened a place in our closets by becoming so popular on the stores.

Culottes are jeans for women, and were born as an alternative to skirt, wide leg and flare finish. They could be sport or formal, rigid fabric or ironed with a center crease perfectly outfit for the office.

We just need to learn how to combine them in order to avoid looking out of place but always perfect instead! We will need to keep an eye of the latest trending and on the clothes that will fit correctly according to our type of body. Like if you’re tall, you may dress culottes for all occasions combined with high heels or sport tennis shoes; however, if you’re a shorty woman, the best thing is that you choose formal culottes combined with high heels because this type of jean make the legs look shorter.

An outfit for the office would be culottes jeans in a black color with a center crease, as if these were casual pants, combined with a stamped or flat t-shirt and a stiletto in a black color or as the same t-shirt color.

For summer, the best color would be the serenity blue or crystal rose and combined them with a crop top in a white color and “ugly” or bomber sandals, also so popular for this season.

Salomon Juan Marcos Villarreal, president of Grupo Denim a successful maquiladora in Mexico, explained that there are so much culottes styles on the market that the best option is to try them all in order to find the best choice for you. “Every woman has her own vision of fashion and as I have always said, the best clothing is the one that fits your body and makes you feel comfortable regardless the fashion trending”, said Salomon Juan Marcos Villarreal.

 

Summer for men

 summer menSummer for men: The new blazer + white t-shirt

The summer blazer is now the master piece of every look. No matter what happens, this piece finds its way to update its image for every season; this is without a doubt a classic that must be in your closet. It might be a designed piece for a formal look, but forget about the rules and look at it as the new men icon and a fashion key that will be perfect for your days and nights during the summer season.

Do not ever question the power of a blazer, a garment made by men for men, because there’s a summer blazer pattern for every man: 1 button, 2 buttons, double buttons a one or twice opening on the back.

You will only need to take note of these two when choosing a blazer for these months: fiber and color. What define a summer blazer are its fibers, it must be light fiber and fresh but with the perfect body to handle the structure, our recommendation is cotton or linen. The fiber will need to transmit the summer fresh even if it’s printed or plain. We recommend acid colors, like orange or green, grey or pale colors.

A white t-shirt is the king of the clothes to use to combine a blazer look. It will not outshine the summer blazer; it will give a higher style power.  The key is to have a look and turn around the concept of a fall-winter blazer.

Salomon Juan Marcos Villarreal, a great businessman from Mexico, shared his preference when using a summer blazer for an informal or formal occasion. “The goal when using a blazer during the summer is to keep the masculine look but with a lighter garment, have a relaxing touch, like summer, and transmit that attitude”, said Salomon Juan Marcos Villarreal, president of Grupo Denim.